Uh oh, looks like your browser (Internet Explorer) is out of date.While we no longer support it, you can install modern alternatives for a better browsing experience.

Personal Loan
Repayment Calculator

Let's see how much your repayments could be with a
Personal Loan.

Calculate your repayments

$

At an interest rate of 

%

p.a.

 

Your estimated monthly repayment including establishment fee

$0

Total interest paid

$0

Total amount paid

$0

Interest saved

$0

Time saved

0 yrs, 0 mths

0 years, 0 months

Calculator Assumptions
The repayment amount shown using this calculator is an estimate only. The results from this calculator should be used as an indication only, and do not represent either a quote or pre-qualification or approval for a loan. This calculator should only be used as a guide to see how personal loan repayments can vary when you change the loan amount, interest rate, and loan term. Total amount paid includes the loan amount, interest and a $199 establishment fee.

Want more information on our Personal Loans?

You're into detail - that's what we like!

How to apply

  1. Check your eligibility online in 2 minutes without impacting your credit score
  2. Complete your application
  3. Provide any required documents such as payslips and identification
  4. Once assessed against our lending criteria, if approved, securely accept your loan contract online
  5. Once step 4 is complete, the money should be in your account within 24 hours

We're here to help

Call our Personal Loan specialists on 0800 549 454

Mon to Fri 9:00am - 6:30pm (NZST). Weekends closed.

Important information

^Personal Loan
Personal Loan rates are 13.95% p.a for Kiwibank Home Loan customers or 18.95% p.a. for our standard personal loan rate. The interest rate and repayment amount remain fixed for the life of the loan. If you choose to pay your loan off sooner, we will not charge you an early repayment fee. Credit and lending criteria and fees apply, including a $199 establishment fee that is added to your loan amount. Credit provided by Latitude Financial Services Limited.

Example: A Personal loan of $20,000 borrowed for three years with an interest rate of 18.95% p.a. (fixed for the life of the loan) would equate to a total repayment amount of $26,637 (including a $199 establishment fee).

Calculators
The repayment amount shown using this calculator is an estimate only. The results from this calculator should be used as an indication only, and do not represent either a quote or pre-qualification or approval for a loan. This calculator should only be used as a guide to see how personal loan repayments can vary when you change the loan amount, interest rate, and loan term Total amount paid includes the loan amount, interest and a $199 establishment fee.